Services

Check out what we have to offer... 

Business Insurance

We serve a diverse group of business clients ranging from Manufacturing, Grocery Stores, Restaurants, Contractors, General Contractors, etc. you can benefit from our experience if you need:

  • Property + Liability Insurance
  • Worker's Compensation Insurance
  • NYS Disability Insurance
  • Professional Liability
  • Umbrella Coverage
  • Cyber Liability 

To name a few.  Each situation is different, call us for an individualized assessment of your needs.  

Property Insurance

If you own a property, you can benefit from our insight if you fall into one of the following scenarios:

  • You live in your home
  • You rent out your home
  • You are a landlord of a commercial or mixed use building

The market is relatively healthy in New York for all types of property insurance. However the characteristics of your home will determine your eligibility for certain insurance companies.

All of our policies cover at least 100% of the replacement value.  Warning - not all property policies do, so be wary of standard offers. 

Auto Insurance

This seemingly simple form of insurance has become one of the most difficult type of policy to deal with.  Most insurance companies look at anywhere between 25 - 40 variables in order to provide a quote or issue a policy.  

The days of comparing insurance costs with friends to see who is getting a better deal are long gone.  With so many variables it is difficult to say why one policy is priced differently than the other.

The rating systems so complex, that the only way to know what your rate will be is to run it through the system.  

However we can give you a lot of different tips along the way to help ensure you receive a fair premium.

Life Insurance

Have you thought about you lately?  

When was the last time you sat with someone to review your financial goals and plans?

If you are like most people the answer is either a long time ago or haven't gotten to it yet.

We highly recommend you go through a planning process periodically.  At least once every three years.  Life happens quickly, it is important to us that you are prepared for your journey.   Our agency has partnered with a seasoned veteran to make sure someone is available to answer your difficult planning questions. 

Please contact us to schedule your personal review.

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Happy New Year! Our office will be closed December 31 at 2 PM - January 2, 2017 for the holidays. We will reopen January 3, 2017.
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